Internship with Credit Analysis

Met people from different departments, asked on the Job they perform. I and an otherwise(prenominal) trainee passing internship in ORBS had an Introductory meeting, where our supervisors explained Bank structure, its goals and objectives. . During the whole period of internship in Retail Unit, I have learned a lot most the barge in, about Bank products, on how to find potential customers, how to keep them devoted to the Bank, what procedures and legal documentation to set the deal. I was introduced to Asset Sales and RAM work. Worked under the supervision of Senior Relationship Manager, observed the working processes of other units Customer Service Unit (CSS), Sales Department and Retail carry Operations.Assisted on indoor meeting, as comfortably as on meetings with clients, worked on client base, learned how managers respect consultation risk RAM is a relationship Manager, whos main responsibilities are client search and client support. now I have sincereized that in any o rganization, as well as in the bank, customer relationship is very important, as I would like to say, RAM is the first step of all major banking operations. 3. Remained judgment of conviction I conducted in Corporate Department. Assisted on evaluation of the credit risk outline of the company, under the supervision of employees. Learned how to make a credit risk analysis consolidated balance sheet analysis with all ratios required, market analysis.Benefits to the Student great opportunity to learn and trust in the sphere of finance and banking business learn how to use monetary modeling in practice life experience of working with real fiscal documents work in the real business environment, under the while pressure The colleagues showed high cooperation in sharing their experience and deep noesis in the operations of ORBS. The skills and theoretical knowledge acquired on the finance courses in SKIMP was of great value, and I found them very effective in performing my duties and responsibilities. The main difficulty faced during the internship process was the Iterance AT languages AT study (Engels) Ana ten language AT ten companys documents and operations (Russian).However, this was not a big obstacle because my colleagues helped me to understand and learn the translations and meanings of Russian financial and accounting terms. This internship gave me such benefits as real life banking experience, new skills. I have seen the operations of the bank from different points, Ive been in different departments during the internship, feel accustomed to the variety of Jobs in the Bank, learned the structure, the culture, the goals and objectives. I learned how to evaluate credit risk of both private and corporate customers. Recommendations and suggestions I would inspire students to take an internship instead research projects or substitute courses, in effect to have a working experience before the graduation that provide help them more easily get into gear.